ASSESSING THE EFFECTIVENESS OF DIGITAL FINANCIAL INSTITUTIONS

Abstract

The paper examines one of the innovative forms of a financial institution - digital banks. The main task in banks of a new type is to assess the effectiveness of their activities. In this regard, the paper discusses methods for performance evaluation of financial institutions based on the development of econometric models, analyzes their applicability to assessing the effectiveness of digital banks. On the basis of the carried out research, an econometric model with a variable structure was proposed, which evaluated the effectiveness of digital banks. On the basis of the proposed model, the factors influencing the efficiency of the digital financial institution were analyzed.